Best Canada Online Casinos

Best Canada Online Casinos in 2020Best Canada Online Casinos in 2021

Not every Canadian bank would accept to process direct deposits to international online casinos. It is true that we cannot talk about every independent Canadian bank and all the credit unions. But we could help every player have a more in-depth understanding when it comes to casino banking. We will also talk about how to make all of your deposits and withdrawals into and from your Canadian bank account.

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In this review, we are going to rate all the services offered by the Spin palace casino ranging from their bonus, platform, payment options and all other information that would be relevant for you to know if the gambling den would be the perfect pick for you.

Spin Palace casino was created in 2001 by the Place group. Playing at the gambling den would offer you a lot of privileges such as bonuses, VIP groups, loyalty plans etc. the casino games are provided by Microgaming, with a certification seal from the e-COGRA.

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Royal Vegas casino was established in the year 2000 with a licence from the lotto gaming regulator’s Maltese. The casino operates mainly with Microgaming software providing top quality games with a lot of intriguing bonuses. The casino was originally created in Las Vegas but can be easily accessed online by millions of players across the world.

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2009 was the year that online gambling became a territorial or provincial issue. So no actual laws exist on a federal level to stop players from playing at international online casinos. No province has lawd that restrict players from making deposits and playing at international casinos. In spite of this, there is a top bank that would only make processing of payments from casinos under the Provincial Lottery Corp casinos. The name of this bank is the Bank of Nova Scotia (Scotiabank)

A U.S law was passed in 2006 (the Unlawful Internet Gambling Enforcement Act UIGEA). With this law, the major banks in Canada that have headquarters in America like Chase have no right to process payments made towards international online casinos

We have made a list of major financial institutions in Canada that would allow you to make international payments. They are as follows:

Bank of Nova Scotia (Scotiabank)

Scotiabank is selective about the online gambling transactions that it processes. You can only use this bank for your transactions if the casino is under a Crown Corporation. Some of them are for players who reside in Manitoba and British Columbia, for those residing in Ontario and for players in Quebec.

Bank of Montreal (BMO)

The Bank of Montreal has no issue when it comes to processing transactions for international online casinos. For them, these transactions fall under the purchase of money orders or travelers checks. They are called “cash-like transactions). According to the BMO MasterCard cardholder agreement, cash-like transactions are “transactions involving the purchase of items directly convertible into cash including wire transfers, money orders, travelers checks, gaming transactions (including betting, offtrack betting, track wagers, casino gaming chips and lottery tickets).”

Canadian Imperial Bank of Commerce (CIBC)

This bank has the right not to process gambling transactions. You can see this in their credit card agreement 3.i. this one states that “Prohibited Use of Card. CIBC may blovk transactions that it can identify as internet gambling.” In spite of this, there is usually no issue when you make your transactions with this bank. And like we will see in subsequent paragraphs, you have diverse ways of using your CIBC funds for online gaming.

Royal Bank of Canada (RBC)

According to the Royal Bank of Canada card agreement, they too reserve the right to not accept transactions that involve online gambling. But we will talk about how to use this card service with a third party app or site.

Toronto-Dominion Bank (TD Bank)

Sinec 2013, a lot of credit card deposits at online casinos have been blocked by the Toronto-Dominion Bank. But still you can use it fund your account some other way. We will see how to make use of this bank and other major banks to fund your account.

Diverse Methods to Fund Online Casino Account Using Bank Account

Like we mentioned above, you cannot make use of a Visa gift card from Scotiabank if the online casino is not operated by territorial or provincial agencies. But this doesn't mean that direct deposits from your bank with MasterCard or Visa would be possible if you are a member of another major bank. There are instances where RBC, TD Bank and others have refused to process debit and credit card deposits or withdrawals.

If you want to make a direct deposit into your casino account, the best way to do this is to make use of an ACH or eCheck service. When you use this, what you have to do is input information found on a paper check and immediately after that, you will see your funds.

If you want to make deposits and withdrawals with no issue, it is better to make use of e-wallets or intermediary accounts. A lot of options that are widely accepted are:

Instant Banking

  • Bank Wire
  • iDebit
  • Instadebit
  • Interac


  • EcoPayz
  • NETeller

Debit and Credit Cards

  • Instant Banking
  • MasterCard
  • Visa


If you are someone who does a lot of online shopping, then Interac wouldn't be a new option for you. This payment option is very secure and you could use it to make deposits and withdrawals into and from your casino account. A lot of players prefer using this method.

A lot of Canadian casinos are beginning to notice that a lot of players prefer to make use of Interac because there is no sensitive information to be inputted. Since it is getting more and more popular, most casinos know not to leave it out when it comes to payment methods.


Instadebit is very similar to Interac. It is an instant payment option that you would make use of to transfer funds from your bank account to an online casino and vice versa. You could also use Instadebit. Instadebit to get your winnings.

This service is an intermediary one and so there is no way that your bank will know that your transactions are being made with online casinos. So you could make use of this method if you're a member of small credit unions or of Scotiabank.


With iDebit, you can deposit and withdraw using any bank account in Canada. There is no need of a credit card with this service and the purpose of your transaction will not be known by your bank. Until you want to make a transaction, your money stays in your financial institution. There is basically no wait with deposits but you might have to wait a few days to get your withdrawals.


This payment option is mostly used for deposits by players in other countries. But Canadians with Pre-authorized Debits (PAD) approvals could make use of it for their withdrawals.

If the casino you are playing at has the UseMyBank logo, then all you have to do is click on it, fill in your information and make your deposit. You will see the funds immediately. There are no extra charges.

Bank Wire

This is not really a great option for players that reside in Canada. This is because after even a week taken to process the transaction, you request could be refuse. If you made use of a prepaid card or any other option to make your deposit, then the best way to get your winnings is direct bank transfer.


The most used e-wallets are NETeller and EcoPayz. It is not the same thing like using instant banking methods. These ones are just a means of instant transfer from your banks to the casinos.

Electronic wallets on the other hand have to have funds in them. They work like a PayPal account that you need to have funds in. When you have money in your electronic wallet, you can make use of it to deposit. There is also a way to get your winnings through electronic wallets and most of the time the payments are instant. But in order to make use of the money in places that don't accept e-wallets, you would have to make another transfer.

Before you make use of e-wallets, you should think bonuses. A lot of Canadian online casinos don't have bonuses for NETeller users. You also need to check which online casinos accept which e-wallets.

Debit and Credit Cards

The credit and debit cards that you can use to make your deposits and withdrawals are Visa and MasterCard and sometimes MasterCard Maestro anf Visa Electron.

These cards are virtual cards. They have bo physical counterparts and you can use them anywhere online that accepts Visa. You can fund it with a bank account like a Scotiabank debit or credit card. You can easily convert your funds from CDN to USD or Euro. And more currencies even.

Some Canadian banks don't allow players to purchase cryptocurrencies like Etherium or Bitcoin.

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